Booster Club Insurance for School Athletics: Coverage, Risk, and Recognition Assets
Booster club insurance covers the gap between what a school’s general liability policy protects and the specific risks that a parent-run organization takes on when it fundraises, manages equipment, employs volunteers, and administers recognition programs for athletes. Most booster clubs operate under the assumption that the school’s coverage extends to them — and most of the time, that assumption is incorrect. A booster club that holds bake sales, rents bounce houses, accepts donated scoreboards, signs contracts with vendors, and places sponsor banners in a gymnasium is running an independent organization with independent liability exposure.
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